Afew reader e-mails that might help you out!Bill Nelson and I have been e-mailing back and forth about a program that will help keep track of important insurance, investment and bank account information for when you die. We both tried out a free program from T. Rowe Price, and we both really like it.

Lock it up at home and at the library, keep it in a case and don't leave it unattended. This is my mantra this summer to all of you students who will be going away to college this fall. What I'm talking about is your laptop computer!

Ireceived this e-mail from a reader and thought it might be something that many of you have encountered.